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Care to Own

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THE PROGRAM BOTTOM LINE

Accelerating homeownership for care-connected families and professionals through income strategy and support.

KEY RESULTS

  • Buy a home 12–24 months sooner

  • Convert care-related income into mortgage-qualifying income

  • Reduce housing financial strain

  • Increase purchasing power 

  • Create long-term housing stability for care-connected households

  • Build confidence and control over the homebuying process

KEY NEED TO KNOW

  • Designed specifically for families and professionals connected to the care system

  • Provides a personalized ownership roadmap, not a one-size-fits-all plan

  • Uses non-traditional purchase strategies when they shorten the timeline

  • Pricing: $1,500

About the service

Care-to-Home Pathway helps individuals and families use income from shared living arrangements, adult foster care, and youth foster care placements to build the financial foundation needed for homeownership. By combining housing support, income optimization, and strategic home buying guidance, we create a clear path from care-based living to owning your own home.

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Who Should Use This Service:

  • Individuals or families living in shared housing who want to leverage their income toward buying a home.

  • Care providers in adult or youth foster care looking to transition from renting or leasing to homeownership.

  • Anyone seeking to turn caregiving income into long-term housing stability and wealth-building opportunities.

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What We Offer:

  • Personalized financial planning to maximize shared living or foster care income for homeownership.

  • Guidance on lease-to-own, co-buying, and other strategic home purchase options.

  • Support navigating housing programs, grants, and lending opportunities aligned with your income source.

  • Step-by-step coaching from care-based living to property ownership.

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Benefits:

  • Turn caregiving or shared living income into a sustainable path to owning a home.

  • Learn how to structure income and savings to qualify for mortgage programs.

  • Access specialized tools and partnerships for care-focused homeowners.

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when home means something more

There is always a way

Can my income from shared living count toward a mortgage?

Yes! We help you document and structure your income so it can be used for home financing.

get started

Have you considered buying a home but feel your care-related responsibilities or income make it difficult?
Are you aware of strategies that could turn your care-related income, stipends, or benefits into mortgage-ready income?
Would learning about creative options like co-buying, lease-to-own, or down payment assistance help you reach your homeownership goal faster?

Thank you!

see our other pathways to ownership programs

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